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Different Levels of Credit Extension: The Brand Currency System
Originally published on on Buy Me a Coffee — original post. Last updated 2026-09-10.
Corpus ID bmac-different-levels-credit-extension-the-brand-currency-system · 664 words · machine record JSON · markdown · text SHA-256 25e6ac5c7580475d…
بِسْمِ اللهِ الرَّحْمٰنِ الرَّحِيْم
Different types of credit extensions depend on supply and demand. However, the golden extension will be the key to gaining the Federal Reserve's support for this experiment. This is because we need to experiment with all the tools that this new economy deserves in order to take on the challenges that lie ahead. AI will play a central role in this, but before we fully rely on AI, we must create an offline system that doesn’t depend on computers—something that resembles a bank in every way—so that there is no confusion at the start.
I don’t want anyone blaming the Federal Reserve or the banking system. In today’s world, there are so many conspiracy theories that it’s difficult to build anything without someone having something to say.
My answer to this is simple: the Brand Currency System was built with the idea that it would initially operate offline. I planned to create a Brand Currency Book, which is essentially a ledger, and custom coupons that businesses will be happy to accept. These coupons will evolve into a new digital app, but we will start with the offline version, so that businesses can trust that this new system belongs to the people—not to any single company. The connection between businesses, people, and their choices lies at the heart of the Brand Currency System.
A System Built Offline, One Coupon at a Time
The system must be built without technology companies, face-to-face, with one coupon at a time. I will take full responsibility and authority for this, without involving the government. This system will follow the democratic process of the superuser system, which allows for leadership based on qualifications and practice.
Many businesses are looking to stimulate credit extension so that people can generate value in this new economy. I hope to launch this in my mosque, introducing the Brand Currency System by distributing coupons to customers and businesses. These coupons will match like a puzzle, with businesses responsible for returning them. The customers just engage in their transactions, take a picture, and complete the process.
It’s easy to get carried away with the simplicity of technology, but when building something new that can impact the world, people deserve a system that works offline—simple, voluntary, and not complicated.
Building an Economy Offline
The Brand Currency System is a private endeavor that belongs to the people. It’s a space where feedback is welcomed, and ideas are shared. This system is built on truth, which holds our reality together. No one should tolerate any violations of the truth.
The ability to extend credit for yourself, cover your expenses, and contribute equal value to the economy will supplement wages and disrupt those who need to supercharge their transactions to contribute to our shifting economy.
I look forward to working with companies to build this, as tech companies will soon take over the online banking industry. My job, however, is offline—working with people face-to-face, creating and printing new coupons. These coupons will be built in a unique way, like a puzzle, where people can see how their transactions connect with businesses, data, and the value they create. By physically connecting this puzzle coupon, they will understand that they are connecting value to their own credit, placing their reputation and contribution to the economy on the line.
Introducing Different Levels of Credit
The system will introduce different levels of credit, categorized by colors such as gold, silver, platinum, and bronze. Some businesses will back their coupons with money, allowing people to return their coupons to the Brand Currency System in exchange for their funds. What I’m essentially introducing is the reinvention of the receipt—like when gold was first used as currency.
I don’t need any tech companies, computers, or government involvement to make this work. What I do need is funding and the right parties to help me bring this creative project to life. I look forward to starting with the blessed family and making a difference.